Unsecured loans:
Signature loan:
This is an unsecured loan up to $5000. The maximum term is 24 months.

Superior loan:
This is an unsecured loan up to $10,000. The maximum term is 36 months. Certain restrictions apply.

Secured loans:
New auto & motorcycle loans:
We will finance 100% of the purchase price. The maximum term for vehicles over $20,000 is 72 months. The maximum term for all others is 66 months.

Used auto & motorcycle loans:
We will finance 100% of the retail value in the NADA book. Vehicles with a value under $10,000 have a maximum term of 36 months. Vehicles with a value of $10,001 - $12,000 have a maximum term of 48 months and vehicles with a value over $12,000 have a maximum term of 60 months.

Recreational loans:
We will finance up to the purchase price on brand new vehicles. For used we will finance 100% of the value in the NADA book. Brand new items have their term based on the same rules as automobiles.

Home equity loans:
You may borrow up to $40,000 with a maximum term of 120 months. You must have 80% loan to value. There is no appraisal fee or flood determination fee. The credit union will pay the attorney fee on loans over $20,000. The member is responsible for taxes and recording fees. We will finance only primary residences.

Share secured loans:
This loan is secured by the shares in your account. The full amount of the loan balance must remain in your share account for the duration of the loan. The maximum term is 36 months.

Overdraft line of credit:
This is an open end loan attached to your share draft (checking account). A line of credit is available up to $1500.