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SAVINGS:
Share accounts (savings) :
Share certificates:
Holiday clubs:
Vacation clubs:
TRANSACTION ACCOUNTS:
Free share draft (checking):
There is no minimum balance requirement and there are no monthly fees. Your first box of checks is free.
Overdraft line of credit:
This is a line of credit attached to your draft account.
Debit cards:
Debit cards allow you to withdraw from your share draft (checking) account. Members applying for a debit card are required to be approved for a $500 minimum overdraft line of credit. You may use your debit card to purchase goods or to obtain cash from an ATM. Members are reimbursed up to 4 ATM fees per month. TO REPORT A LOST OR STOLEN DEBIT CARD AFTER HOURS, PLEASE CALL 1-800-528-2273.
Home Banking:
Review your account information, make transfers from savings to checking and more. Home Banking is NOT done in real time. Most transactions will post the following business day. Contact the credit union to sign up for home banking.
Loans:*
Auto & motorcycle
Signature
Superior signature
Recreational
Home equity
* All loans include permanent disability and life insurance at no cost to the member. Temporary disability insurance can be purchased by the member.
Other services:
Direct deposit
Free notary service
NADA vehicle value
Discounted Darien Lake and Fantasy Island tickets
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